Cal Feminist FCU Short Form Loan ApplicationRead Instructions first. Questions? info@feministcu.org or 619-298-SAVE (7283) We do not sell names/addresses or give phone #s to credit bureaus. CFFCU use only above line CU shr acct #________[ ]A [ ]B [ ]C [ ]D Date CU rec'd Name____________________________________ CFFCU Savings Acc't #____________ Mailing Address_____________________________________________________ City_____________________________ State_______ Zip Code_________________ Daytime Evening Pager or Phone #_______________Phone #_______________Cell #___________________ E-mail address_________________________________________________ LOAN TYPE (check one):[ ] Share-Secured Type II (someone has opened or will open a CFFCU savings account with $106 for every $100 I borrow) her or /his name_____________________________ [ ] Share-Secured Type I (I'll keep in my CFFCU savings account $106 for every $100 I owe) [ ] Credit Builder (funds I borrow will go into my CFFCU savings and be “frozen”)
AMOUNT I'll borrow: $_______________ To pay for (what)? ___________________ Combine this loan with existing loan [ ]a [ ]b [ ]c [ ]d ? (check) [ ]n.a. [ ]no [ ] yes REPAYMENT preference (check one or both): I want to pay off this loan: [ ] in (number of) _______ months. [ ] at approximately $______________ per month. DISTRIBUTION of loan funds (check one): [ ] Put all $ in my CFFCU savings #__________ [ ] Make check out to: [ ] me [ ] on my behalf to:____________________________ [ ] Make check out as above for $__________; put the rest in CFFCU savings #__________ PAYMENT DATES: Month 1st payment will be due:____________ Due date: [ ]5th [ ] 20th (First payment may be due no more than 45 days after loan is funded) FUNDING Preference (check one): [ ] By appointment: I'll contact you to learn when I can visit your office. [ ] By mail: send me a loan contract (check one) [ ]by post [ ]attached to an e- mail. A Notary Public will watch me sign it; I'll mail it back; when you receive it, fund it. CREDIT INSURANCE OPTIONS (see Certificate of Insurance for details) Disability (employed/self-employed at least 30 hours/week on date loan is funded; expires at age 65 ) [ ] add premium to my loan balance [ ] no thanks Life Insurance coverage expires at age 70 [ ] add to my loan balance [ ] no thanks
CREDIT HISTORY: 1. Did you ever file for Ch. 7 or Ch. 13 bankruptcy? [ ] yes [ ] no 2. Have all bankruptcies been discharged? [ ]n.a. [ ] yes [ ] no 3. Did you ever cause a loss to CFFCU that hasn't been fully repaid? [ ] yes [ ] no 4. Did you ever cause another credit union a loss? [ ]yes [ ]no. If yes, has the loss been 100% repaid? [ ]yes [ ]no I certify under penalty of perjury that the info on this app. is true, correct, and complete. If I do not return loan documents you prepare for me in time to have my loan funded w/in 30 days of approval, deduct from my shares your fee to compensate for your time.
SIGN X _______________________________________________ Date__________
Cal Feminist members*: please print out this form, complete it, and either Fax it to: 619-298-1412 or Mail it to: Cal Feminist FCU ~ PO Box 16587 ~ San Diego CA 92176. * If you're not yet a member, mail or bring it in with your new account forms and check(s) ========Cal Feminist use only below this double line============================= $____________ am't approved by: [ ]Loan Officer or [ ] Credit Committee on (date)_________ Approval Signature(s): (one if Loan Officer, two if Credit Committee) ___________________________ ________________________
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