SAVINGS RATES

RATES ON SAVINGS (SHARE) ACCOUNTS: As we become increasingly profitable, you, as a co-owner, share the wealth. On some average balance "tiers" your savings earn more than they do at some larger local credit unions and major banks. Compare our rates and see the trend that's developing. .

From 12/09 to 3/10 others cut earnings on shares (savings)--as much as 0.50%. Women's Southwest did just the opposite! We held rates steady on some balances and increased them on others.

Your board of directors--the ones you elect every year at the Annual Meeting-- "declare" rates in the last month of each quarter. The rates shown are Annual Percentage Yields (APYs). Click on Truth-In-Savings for the method of calculation, conditions of payment, & fees.

Dividends for: for 2nd quarter 2010, first published on this Web site on 06/21/2010 will be paid into all accounts that are open on 6/30/2010.

on REGULAR SHARES (SAVINGS) & regular Share Sub-Accounts

Average Daily Balance	Annual Percentage Yield (APY)
Less than $251 (& all balances in Share Draft/Checking Accounts)	no dividends
$251 - $999	0.20%
$1,000 - $2,499	0.25%
$2,500 - $4,999	0.30%
$5,000 - $9,999	0.35%
$10,000 - $24,999	0.65%
$25,000 - $49,999	0.75%
$50,000 - $89,999	0.85%
$90,000 & up	0.90%

Share Draft/Checking (all balances)	0.00%

CERTIFICATES: at this time, certificates are available to only those members who renew certificates they already have with us.