Methods you can use:

Payroll Deduction: many of our members deposit this way. To learn more, click on Payroll Deduction.
Bill-Pay: your checking institution may offer a bill-pay plan. You may be able to make a deposit to your Cal Feminist savings account via your bill-pay plan at no extra charge. If you use that means, be sure to give them your correct savings account or loan #. Savings account numbers at Cal Feminist are one to four digits long, e.g., 1234. Loans at Cal Feminist are the same as your savings account number followed by a letter. If your savings account number is 1234, your first loan with us will be loan #1234-A; your second loan will be 1234-B, and so on. If your checking institution will not--or cannot--add a letter to your savings account number, contact us for a Transfer Form or click on Transfer Form
In Person: You may bring a check or money order--sorry, no cash--to our office for deposit during open hours. Before you make a trip to the office, read "Receive Faster Credit" below. For our current location, directions for bus & parking, and our unusual open hours, click on How to Reach Us
Postal Mail: Many members send their deposits and loan payments by mail. Mail them to: Cal Feminist FCU ~ PO Box 16587 ~ San Diego CA 92176.
Receive Faster Credit: You'll receive faster credit--and have fewer checks or money orders returned to you--if you follow these guidelines. For safety, we keep no cash in our office. We neither make change nor cash checks. Please do not send cash.

See footnotes at bottom of this section.

Make your check look something like this:

------------------------------------------------------------------------------------------------------------

Mary Member May 1, 20XX [Today's date (do not post-date*)]

PO Box 00000

Equalrightsville, CA 00000

Pay to the order of: Cal Feminist FCU**

TWO THOUSAND TWO HUNDRED AND no/100 DOLLARS $2,200.00

Mary Member__________

Memo: Shrs #0000***

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Please do send checks or money orders that are:

payable to our credit union and to no other party
payable to us on behalf of a signer on a Cal Feminist savings account or loan
payable to a signer on a CFFCU savings account and properly endorsed****--on the back--by that individual

We are unable to accept for deposits or loan payments checks that are or have been:

"stale dated": over 6 months (in some cases one year) old; checks that are marked "void after 90 days" if the 90 days will soon be up. We deposit such checks in our checking account before they go back to the account of the original maker of the check. Allow ample time.
payable to a person who is not a signer on a Cal Feminist account. There is no way for us to verify that person's signature or ID. There is no way for us to contact that person. That "payee" could hold us liable for depositing their check in another person's account and we cannot afford to take that risk.
drawn on an institution outside of the United States or not in US dollars: To deposit such a check, our bank and the issuing bank charge fees for special handling. These fees are deducted from the amount of the check. We credit your account only after we receive notice from our bank that they have collected the funds. You will save money--and receive credit more quickly--if you take the check to an institution that regularly deals with international monetary instruments.

altered: Backs of money orders state that they will not be paid if altered in any way.
endorsement different: the check is made out one way and you endorse it--sign it on the back--a different way. Example: Check is payable to "Jayne Smythe" and you sign it "Jane Smith".
check is payable to an account #: If the front of the check says "Pay to the Order of: Deposit to #0000" then a person named "Deposit to #0000" needs to sign the back of the check!

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Footnotes:

*Post dated checks: did you know that financial institutions are not required to wait until the date you write on a check before sending it through? If your check is not yet good, wait to send it until it is.

**alternatives include: "CFFCU" or "California Feminist Federal Credit Union". Even if other financial institutions ask you to make a check payable to yourself, we ask that you make it payable to us. If you are concerned that your check may be misapplied, make it out to "CFFCU FBO Mary Member" (FBO stands for "For Benefit Of").

***Please write your savings account or loan # on the memo portion of the check. Note: a letter after a savings account number refers to a loan. A number after a savings account number denotes a different savings account, called a sub-account. If your check is for more than one purpose, please use these abbreviated codes to let us know how to distribute your funds. You need not enclose a note. No deposit slip is required. Make these notations directly on the check or money order. If it's drawn on your personal checking account, or it's a money order you purchased, please note this info on the front. If a check is payable to you, please endorse the check or money order and write this on the back.

Print on back of check or on memo on front of check	To instruct us to distribute the money you send in this manner:
SHRS #0000	all in regular savings account #0000
SHRS #0000-3	all in a Savings Simplifier or sub-account
0000-2 $100 & 0000-3 $ 50	$100 in sub-account -2 and $50 in sub-account -3
LN #0000-A	exactly one loan payment
LN#0000-A + SHRS	one regular payment on loan; the rest in regular savings
LN#0000-A + SHRS-2	one regular payment on loan; the rest in sub-account -2 savings
LN#0000-A ONLY	pay more than regular payment
LN#0000-A $150 + $50 SHRS	more than regular payment + specified amount to savings
WANDA WOMAN #0000	Mary Member is making a deposit to Wanda's regular savings
WANDA WOMAN #0000-A	Mary Member is making a payment on Wanda's loan

****When depositing a check that has been made out to you: in the first one and a quarter inches (1-1/4") only on the back of it sign your name as it appears on the front. Write "deposit only to account of" followed by your legal name as it appears on your account with us Cal Feminist FCU. Then print one or more codes as above. We reserve the right to return to you checks that are payable to a name other than your name as it appears on your Cal Feminist account. Please contact us if you have questions about how to prepare your check or money order. Thanks for supporting Cal Feminist.