WOMEN’S SOUTHWEST FEDERAL CREDIT UNION

The following disclosure represents important details concerning Your Credit Card. The information

about costs of the Card is accurate as of October 25, 2011. You can write to

Women’s Southwest FCU at PO Box 720207 , Dallas , Texas , 75372 to inquire if any changes have

occurred since the effective date.

For the names & contact info of at least three credit counseling agencies, call 1-866-344-8880

IMPORTANT MASTER CARD® CREDIT CARD DISCLOSURES

Annual Percentage Rate (APR) for Purchases	Master Card® Classic 7 – 18% (1)
Other APRs	NONE
Grace Period for Repayment of Balances for Purchases and Repayment of Cash Advances	25 days
Methods of Computing the Balance for Purchases	Average Daily Balance (including new purchases)
Minimum Finance Charge	$.50
Annual Fee Cash Advance Fee Finance Charge Late Fee Over Limit Fee	$10.00 $ 0.00 $10.00 after 10 grace days N/A

(1) Based upon our underwriting criteria.