Cal Feminist 30-Day Rate Lock-In       

Most lenders give you the rate that's in effect on the day your loan is  funded.   If your  Cal Feminist   loan application is approved--and funded within 30 days of approval--which rate will you receive?  The one that  was  in effect on the  business day* the credit union received your completed application!   This means that you can apply  before   you buy your next car, mobile home, motor home, or other major purchase. 

    *To lock in your rate:   

• Submit the  original  application completed in "wet ink," with the appropriate "live" signatures.  (Feel free to make a copy of your application for your records before you turn it in).  

• Complete the application and documentation according to the instructions on your application  and  on the back of the loan rate sheet accompanying your application.   Note:   we reserve the right to: 

  • Return incomplete applications;

  •  Adjust the "date received" according to the date we receive the properly-completed application and documentation.    

• "Business day" means a day that  Cal Feminist  is open for business.   To qualify for that day's rate, your application needs to  either:  

  • Reach our post office box by 10:00 a.m. OR

  • Be hand-delivered to our office  [we  cannot  receive mail sent to our street address]  during the normal business hours our office DOOR is open.  ?Considering the potential for theft of your identity, we do   not   recommend sliding your application under our door.   Applications stuffed under our door after hours will "arrive" on our next business day.  For our unusual holiday schedule, hours, and delivery instructions click on How to Reach Us 

   Click to return to Loans